More than a pension plan – worst case protection

What happens if some things don’t run to plan in life? In a worst case scenario – for instance if you can no longer work or if you were to die before you start retirement – financial protection becomes especially important for your family. Most of the time, the benefits from your state pension are not enough. This is precisely why risk hedging at Mars is an important component of the retirement provision.

Here’s what is hedged by the term coverage:

Disability

In the event of a claim, you will receive a one-time payment in the amount of twice your annual salary as basic security.

Death

In the event of death before the start of retirement, Mars will protect your spouse or your registered common-law partner and your children through a one-time payment of three-times your annual salary. This group of survivors is legally defined and you cannot change or expand it.

In addition, they will receive a capital payment from the pension plan on the basis of your contributions from Levels 1 to 3 and of the Mars contributions (including interest).

Mars Pension Service

WTW AV 2
Mars Pension Service
Mailbox 124
72102 Rottenburg a. Neckar

Telephone: +49 611 585-82 530
Telefax: +49 611 794-44 28
Mo-Fr 09:00-12:00 Uhr
mars-pension-service@wtwco.com

Pension Portal online

Calculate your pensions with help of the Mars Retirement Portal. Please have your Log-In-Data at hand!

Go to portal

Further Information

Conversion of salary entitlements

Contributions

Performance

Payout